When people go shopping, they have many ways to pay. Some use cash, some use credit cards, and others use apps or mobile wallets. In this lesson, we focus on using a credit card.
We use the phrase “I usually pay with my credit card” to describe a habit or something we do often.
For example:
-
I usually pay with my credit card at the supermarket.
-
My brother usually pays in cash.
-
She sometimes uses her phone to pay.
The word “usually” is an adverb of frequency. It tells us how often something happens.
We will also learn how to talk about:
-
past shopping experiences
-
future shopping plans
-
giving advice on how to pay
-
comparing payment methods
🧠 GRAMMAR FOCUS
1. Present Simple (for habits)
-
I usually pay with my credit card.
-
He always pays with cash.
🔹 Structure:
Subject + adverb of frequency + verb + complement
2. Present Continuous (for now)
-
I am paying with my card right now.
-
She is using her phone to pay.
🔹 Structure:
Subject + am/is/are + verb-ing
3. Past Simple (for past experiences)
-
I paid with cash yesterday.
-
He used his debit card last week.
🔹 Structure:
Subject + past form of verb + complement
4. Future: "Will" and "Going to"
-
I will pay with my credit card tomorrow.
-
She is going to use her phone for the next purchase.
🔹 Structure:
-
Will: Subject + will + base verb
-
Going to: Subject + am/is/are + going to + base verb
5. Modal Verbs (can, should, must)
-
You can use a credit card online.
-
You should keep your card safe.
-
You mustn't share your PIN.
📚 VOCABULARY (10 Words)
| Word | Definition |
|---|---|
| Credit card | A plastic card used to buy now and pay later |
| Cash | Physical money (coins or bills) |
| Receipt | A paper that shows what you bought |
| Checkout | The place where you pay in a store |
| Swipe | To move a card through a machine |
| Online | Using the internet |
| Wallet | A small case for holding money and cards |
| PIN | A secret number for your card |
| Contactless | A way to pay by tapping the card |
| Secure | Safe and protected |
💬 USEFUL EXPRESSIONS
-
I’d like to pay with my credit card.
-
Can I use my card here?
-
Do you accept credit cards?
-
I don’t have cash with me.
-
Here’s my card.
-
I prefer using my card.
-
Can I have the receipt, please?
📝 SENTENCES
✅ Positive:
-
I usually pay with my credit card.
-
She often shops online and pays digitally.
❌ Negative:
-
I don’t usually pay with cash.
-
He doesn’t like using credit cards.
❓ Questions:
-
Do you usually pay with a card?
-
Does she use her phone to pay?
💬 Answers:
-
Yes, I usually do.
-
No, I prefer to pay with cash.
🗣️ CONVERSATION
At the store checkout:
Clerk: Hello! Did you find everything you needed?
Customer: Yes, thank you. I’m ready to pay.
Clerk: Will you pay with cash or card?
Customer: I usually pay with my credit card.
Clerk: No problem. You can insert or tap your card here.
Customer: Great. [Taps card]
Clerk: All done! Do you want the receipt?
Customer: Yes, please.
Clerk: Here you go. Have a nice day!
Customer: Thanks, you too!
📖 READING
Title: Paying for Things in the Modern World
Many people today use credit cards when they go shopping. It is fast and easy. You don’t need to carry a lot of cash, and you can pay with just one tap.
People also pay online using cards or mobile apps. Contactless payments are now popular in many countries. Some people still use cash, but more people say they prefer using their card.
However, it is important to be careful with your credit card. You mustn’t share your PIN. You should check your bank statements and keep your wallet safe.
In the future, more people are going to use their phones to pay. It’s fast, secure, and always with you. But remember, it’s good to have different payment options—just in case one doesn’t work!
🧐 Questions:
-
Why do people like paying with credit cards?
-
What is a contactless payment?
-
What should you never share?
-
What do people need to be careful with?
-
How are people going to pay in the future?
✅ Answers:
-
Because it’s fast and easy.
-
A way to pay by tapping the card.
-
You should never share your PIN.
-
People need to be careful with their credit card.
-
They are going to use their phones.
0 Comments