DO YOU USUALLY PAY WITH CASH?

 This topic focuses on talking about different methods of payment, particularly paying with cash. You’ll learn how to ask and answer questions about payment preferences, use relevant vocabulary related to money and payments, and practice discussing various scenarios involving cash and card payments.

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Grammar:

1. Present Simple:

   • Used to describe habits and routines.
   • Structure:
     • Subject + base verb (for questions, Do/Does + subject + base verb).
     • Example: "Do you usually pay with cash?"

2. Adverbs of Frequency:

   • Words like "usually," "always," "sometimes," "never" describe how often something happens.
   • Examples: "I usually pay with cash," "She never pays with cash."

3. Modals (Can, Could, May):

   • Used to make polite requests or ask about possibilities.
   • Examples:
     • "Can I pay with cash here?"
     • "Could you give me the change?"

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Vocabulary:

1. Cash – Physical money in the form of coins and banknotes.
2. Credit card – A card used to pay for goods or services, with the money borrowed from a bank.
3. Debit card – A card linked directly to your bank account to make payments.
4. Change – The money returned to you when you pay with cash and the amount is more than the price.
5. Receipt – A document showing proof of payment.
6. Wallet – A small case used to carry money and cards.
7. Bill – A piece of paper money.
8. Coins – Metal money, usually worth less than bills.
9. Counter – The place in a store where you pay for items.
10. Transaction – The action of paying for or receiving goods and services.

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Useful Expressions:

1. "Do you accept cash here?"
2. "Can I pay with a credit card?"
3. "I usually carry cash with me."
4. "How much change should I get?"
5. "Is there a fee for paying with a card?"
6. "I prefer to pay with cash."
7. "Can I get a receipt, please?"
8. "How would you like to pay?"
9. "Can you break this bill?"
10. "Do you have any small change?"

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Sentences:

1. "Do you usually pay with cash, or do you use a card?"
2. "I paid with cash because my card didn’t work."
3. "She prefers paying with cash because it’s easier to track her spending."
4. "Can I pay with cash, or do you only accept cards?"
5. "I don’t have any change, so I’ll use my card."
6. "They don’t accept cash at this store anymore."
7. "I usually pay with cash for small purchases."
8. "He asked if I had cash because the card machine was down."
9. "We don’t carry much cash these days because we use digital payments."
10. "The store gave me too much change after I paid with cash."

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Questions and Answers:

1. Q: Do you usually pay with cash?

   • A: Yes, I do. I prefer using cash for small purchases.

2. Q: Can I pay with cash here?

   • A: Yes, we accept both cash and card.

3. Q: How often do you use cash?

   • A: I usually pay with cash when I’m buying groceries or at the market.

4. Q: Why do you prefer paying with cash?

   • A: I think it’s easier to control my spending with cash.

5. Q: Do you have enough cash for the bill?

   • A: Yes, I have enough cash to cover the bill.

6. Q: What do you do when you don’t have cash?

   • A: I use my debit card when I don’t have cash.

7. Q: Does this store accept cash payments?

   • A: Yes, they do. You can pay with cash or card.

8. Q: Do you need change when you pay with cash?

   • A: Yes, I’ll need some change because I only have a large bill.

9. Q: Can I pay in cash for the meal?

   • A: Sure, you can pay with cash, no problem.

10. Q: Is there a discount if I pay with cash?

    • A: No, the price is the same whether you pay with cash or card.

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Conversation:

Customer: Excuse me, can I pay with cash here?

Cashier: Yes, we accept cash, credit cards, and debit cards. How would you like to pay?

Customer: I’ll pay with cash. Here’s a twenty-dollar bill.

Cashier: Thank you! Your total is $17.50, so your change will be $2.50. Do you need a receipt?

Customer: Yes, please. I like to keep track of my expenses.

Cashier: Here’s your receipt, and here’s your change. Have a great day!

Customer: Thanks, you too!

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Reading:

"The Cash or Card Dilemma"

Anna always carries some cash in her wallet, but more often than not, she pays with her card. She finds it convenient to tap her card for small purchases like a coffee or a snack. However, one day, she went to a small bakery to buy some bread. When she reached the counter, she realized she didn’t have enough cash.

She asked the cashier, "Can I pay with a card?"

The cashier shook her head, "Sorry, we only accept cash here."

Anna was in a bit of a panic. She quickly checked her wallet and found a ten-dollar bill. Luckily, that was enough to cover the cost of the bread, but she realized she needed to carry cash more often, especially when visiting small stores.

The next day, Anna made sure to visit the bank to get more cash, knowing that some places still prefer it over card payments. From that moment on, she always carried a bit of cash with her, just in case.